For GCs, property managers & certificate holders
You received a certificate of insurance. Upload any COI and we'll tell you in plain English what it covers and what's worth a second look. Free, no account needed.
Three defects that look fine on a quick read, and cost you in a claim.
Wrong entity name. Claim denied
The COI lists 'ABC Properties' but your lease says 'ABC Properties LLC.' In a claim, that difference voids coverage.
Missing endorsement. You accepted it anyway
The Additional Insured requirement is in your lease. It's not on the COI. You accepted it anyway because it looked complete.
$500K short, and it passed a quick review
The COI shows $1M. Your contract requires $1.5M. It passed a quick review. It may not match what the contract requires.
Paste your contract's insurance clause or upload the full document. Certgio pulls out the insurance requirements for you to review.
Drop in the certificate of insurance your contractor or tenant provided.
Certgio cross-references every requirement against every field on the COI. Meets your requirements: every requirement you entered is shown. Your answer needed: some items need confirming. Doesn't meet your requirements: something you entered isn't shown or doesn't match.
Coverage types, limits, entity names, endorsements, effective dates, waiver of subrogation, primary & non-contributory. Every requirement you enter is compared.
Certgio lines up each requirement you entered with what the certificate shows, so you can see what matches and what doesn't.
Every check is timestamped and stored, so you have a record of what was checked and when.
Certgio compares a COI with the contractual requirements you provide. It does not confirm real-time policy status with insurance carriers. Always consult your legal or risk management team for coverage decisions.
Start free, scale as you grow. No hidden fees, no surprises.
Prices in USD, plus applicable taxes.
100% free for your vendors and their brokers to submit or update certificates.
Every plan includes
For small teams tracking vendor certificates
Prices in USD, plus applicable taxes.
For growing teams managing vendors at scale
Prices in USD, plus applicable taxes.
For larger operations with high vendor volume
Prices in USD, plus applicable taxes.
A vendor is anyone you track: subcontractors, suppliers, tenants, tenant contractors.
More than 500 vendors, or several sites? Email hello@certgio.com.
Start with 5 free checks. No credit card required.
Ready to buy? See plans You'll create an account first, then choose a plan.
Your 30-day trial holds up to 15 vendors. Any plan keeps them all.
Fair-use: heavy verification volume never locks your account or forces a plan change. We'll talk first.
Everything you need to know about Certgio
Our AI analyzes contracts and leases using advanced natural language processing to identify insurance requirements. It recognizes coverage types, limits, endorsements, and special provisions automatically. No manual reading required.
Create your free account and start checking COIs today.
No credit card required. Free to start.