Certgio vs myCOI (illumend): how they compare
Compared on 2026-11-08 from public information. Something out of date? Write to hello@certgio.com and we'll fix it.
The short version
myCOI has offered certificate tracking for more than 15 years. In 2025 it launched illumend, an AI platform "backed by myCOI", and mycoitracking.com now redirects there (press release).
Certgio is built for teams that want to check certificates themselves, quickly, without a sales process. It reads your contract, turns it into a list of requirements, and tells you in plain English whether each certificate meets them.
What Certgio adds
- You know the price before you talk to anyone. Plans and vendor limits are on the pricing page. No quote, no sales call.
- It reads your contract for you. Upload the subcontract or lease, and Certgio lists the insurance requirements it finds for you to review. No retyping insurance exhibits.
- Plain English, every time. Each result says what matches, what doesn't, and what to ask the broker for.
- It tells the broker exactly what to fix. When a certificate falls short, Certgio helps you send the broker the specific items, not "please send a compliant COI".
- Free for your subcontractors and their brokers. They submit by email. No portal, no login.
- You can try it today. The free check needs no account, and every account starts with 5 free checks.
Side by side
| Certgio | myCOI / illumend | |
|---|---|---|
| How it works | Self-serve: you check, Certgio does the reading and comparing | Managed service (myCOI); AI platform (illumend) |
| Pricing | Starter $89/mo (50 vendors), Pro $299/mo (200), Scale $649/mo (500) | Quote only (G2) |
Good to know, whatever tool you use
A certificate is a summary, not the policy. No tool can prove an endorsement exists from the certificate alone. For the requirements that matter most, ask for the endorsement pages. Certgio tells you when your requirements call for one.
Try it on your own certificate
The best comparison is your own certificate against your own contract.
Check a certificate against your requirements, free, no account needed
Information about other companies comes from their public materials as of the date above and may have changed. Product names belong to their owners.