Certgio vs TrustLayer: how they compare

Compared on 2026-11-08 from public information. Something out of date? Write to hello@certgio.com and we'll fix it.

The short version

TrustLayer is an insurance verification platform built for configuration, with an API, used across many industries. Its prices aren't public (G2).

Certgio is built for general contractors and property owners who want answers, not a platform to set up. It reads your contract, turns it into a list of requirements, and tells you in plain English whether each certificate meets them.

What Certgio adds

• Ready the day you sign up. Upload a contract, invite a subcontractor, and check the first certificate the same day. Nothing to configure.
• You know the price up front. Plans and vendor limits are on the pricing page. No quote, no sales call.
• It reads your contract for you. Upload the subcontract or lease, and Certgio lists the insurance requirements it finds for you to review.
• Plain English, every time. Each result says what matches, what doesn't, and what to ask the broker for.
• It tells the broker exactly what to fix. When a certificate falls short, Certgio helps you send the broker the specific items.
• Free for your subcontractors and their brokers. They submit by email. No portal, no login.

Side by side

Good to know, whatever tool you use

A certificate is a snapshot, not the policy. It can't prove an endorsement exists, and it can't announce its own cancellation. Ask for the endorsement pages for the requirements that matter most, and require notice of cancellation in your subcontracts.

Try it on your own certificate

The best comparison is your own certificate against your own contract.

Check a certificate against your requirements, free, no account needed

Information about other companies comes from their public materials as of the date above and may have changed. Product names belong to their owners.